In a previous article we touched on the 4% rule. The 4% rule takes the idea of multiplying your annual expenses by 25 to deteremine how much money you will need to sustain your retirement. If you currently need $32,000 to cover all of your bills and expenses you will multiply that by 25 giving
How many times have you heard someone talk about a “Super Easy, Only 10 Minutes, The #1 Best, Science Breaking” fitness method. Unfortunately these types of plans are extremely commonplace in the fitness realm. It’s really not very difficult to understand why these types of sales and marketing tactics see their share of success. The
When I hear the word budget, what first comes to mind is a long spreadsheet showing colums of expenses, debts, and income, showing where every penny is going and how it is being spent. I also think of things like balancing a check book and spending hours each month worrying about how all of your
An important aspect of our blog is utilizing the platform to help become a more involved part of the financial independence community. While doing some research into the community, I came across one of my followers, Joe. Joe is the founder of RV on Fire, an amazing couple’s story of independence by means of their
That was a bit dramatic but it’s true. I’m talking about our bodies. We only get one of these things and if we screw it up, there’s no do-overs. I’m going to discus how freeing up years of your life could be hugely beneficial to your health & fitness It’s not lost on me that
Recently, the thought of the amount of time I have left on this earth has been on my mind. A good friend of mine, his brother just passed away at a young age, and this has spurred some talks between us. As my friend grieves, he has brought up the idea of how precious time
Finally. For about a year now I have been waiting for the opportunity to see the documentary, “Playing with FIRE”. For those of you who aren’t familiar, this is a documentary focusing on everything this blog is about, financial freedom, independence, and overall happiness. When I first saw the trailer, I was so excited that
This has to rank as one of the most common questions I would get while I was training clients. As a former manager of a personal training studio but more importantly as just an average every day fitness geek, I’ve fielded tons of questions from people who are unsure if their method activity is right
Thats right, I just recently sold my house! What a relief. Back when I was 23 years old, I was about a year into my new career as a Police Officer. I was still living with my parents and now that I had such a grown up job, it was time to do the grown
As a teenager I started to get interested in the thought of investing. I had seen some retirement calculator saying that if I started just investing approx. $100 a week (only $5,200 per year) and continued to do this until I retire at the age of 62 I would have just over $1.25 million dollars!