Tag: discipline

What is lifestyle inflation, and how can you avoid it?

Over the years, I have seen my income rise pretty significantly as I transferred out of the part time working world to a full time Police Officer. As a teenager, I was making anywhere from $5-$10 per hour and in addition even had some walking around cash from tips as a busboy and pizza delivery

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I bought a new car! This is how I saved money doing it.

Before you get too excited, it’s not really new, it’s actually far from it but it’s new to me and helps me stay on the path to FI. This type of purchase helps me to stay humble by buying used cars with low miles and are cheap to own. So, as I welcome this 1999

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How to take advantage of a recession.

Don’t be scared of recessions, take advantage of them. The stock market can be a scary place for most people. What if I lose everything? When do I know to pull my money out? What if a recession hits? Right now, the thought of a recession is pretty prominent amongst the financial community and it

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Pursuing Passions

Recently, I listened to a Joe Rogan podcast about the idea of being unhappy in your life. Joe Rogan and his guest began to talk about the ideas of hating your job, being stuck in a cubicle all day, and avoiding this by going after the things you are truly passionate about. At this point

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Money really can bring you happiness.

One of the most common cliche’s that gets thrown around is that money can’t buy happiness. While I agree that you can’t actually BUY happiness, I think it should be known that money can definetly bring you happiness. You may be wondering what that means exactly, especially coming from a guy who keeps telling you

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Wealth Building: Buying your next car, the smart way.

It is said that the three largest expenses people have are their houses, food, and transportation. Today we will be focusing on the transportation portion and more specifically cars, because it is one of the purchases that so many people get wrong. We will be taking a crash course on buying a car, fixing your

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How long will it take to reach financial independence?

In a previous article we touched on the 4% rule. The 4% rule takes the idea of multiplying your annual expenses by 25 to deteremine how much money you will need to sustain your retirement. If you currently need $32,000 to cover all of your bills and expenses you will multiply that by 25 giving

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Efficiency over Shortcuts

How many times have you heard someone talk about a “Super Easy, Only 10 Minutes, The #1 Best, Science Breaking” fitness method. Unfortunately these types of plans are extremely commonplace in the fitness realm. It’s really not very difficult to understand why these types of sales and marketing tactics see their share of success. The

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